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Writer's pictureJordan Hinsch

The Best Ways to Buy Bitcoin as a Florida Resident

Updated: Feb 26, 2022


Note: This is not investment advice. Always do your own due diligence.

If you're new to cryptocurrency, there are things you need to know about your location and how it affects your ability to buy and sell. The USA overall is one of the more restricted countries when it comes to availability of exchanges for purchasing crypto such as Bitcoin. Within the USA, it gets even more restricted whereas states such as New York and Washington are very limited in their options.



The main qualifying factor for determining where you can transact crypto is your driver's license or state issued ID. This tells the exchange where you live and whether or not you can use their services. In some cases, the exchanges may require utility bills and other documents for further proof of residency.


Luckily, for you, Florida is one of the more lenient states.


If you're a Florida resident, here are your current options (as of Feb 10, 2021):




Cash App



Pros

  • Very low fees

  • Set up recurring investments

Cons

  • Verification can be an issue when trying to scan the back of your license (Verification is required if you want to withdraw your Bitcoin!)





Coinbase

Pros

  • The best place to begin as a newcomer

  • The world's largest dealer of Bitcoin

  • Buy crypto instantly with a debit card

  • Set up recurring investments

  • Easy to use

  • Very high limits

  • Staking rewards up to 6%

Cons

  • Bank transfers can take up to 5 business days to complete if you're a new customer

  • Fees on Coinbase Wallet can be high




Coinbase Pro



Pros

  • The lowest fees in the US

  • Instant, free exchange between Coinbase Pro and Coinbase

  • App interface is very easy to use

Cons

  • Limited amount of tokens to choose from




Gemini



Pros

  • Trustworthy exchange

  • Instant deposit

  • Low fees

  • Interest-bearing accounts

Cons

  • Platform can be confusing for newcomers

  • Limited token access, but more variety than Coinbase Pro




Bittrex



Pros

  • More decentralized

  • Large variety of tokens

  • Improved user interface on both app and browser

Cons

  • USDT pairing has a limited amount of tokens




Kraken



Pros

  • Large variety of tokens

  • Ability to trade in USD pairing

  • Staking rewards up to 20%

Cons

  • Limited usage on the mobile app




KuCoin



Pros

  • More decentralized

  • Large variety of tokens

Cons

  • The only way US citizens can use it is if you don't verify/KYC. This means your daily withdrawal limit is lower.



gate.io



Pros

  • Most decentralized

  • Largest variety of tokens in this blog post!

  • Low trading fees

  • Trade futures

Cons

  • App can be very very very confusing for a newcomer



Binance.US


Pros

  • More decentralized

  • Large variety of tokens

Cons

  • Poor customer service

  • Difficult KYC



Bitcoin ATMs

I've never used a Bitcoin ATM, but there are quite a few of them, especially in South Florida.



Here are some other crypto-related posts for you to consider.



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Hey! I'm Jordan, a native New Yorker who is addicted to adventure travel, photography, content creation, investing, and fitness. Read on, enjoy, and Never Run Out of First Times!

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